ATE INSURANCE

We have more than three decades of experience in the legal expenses market, and 15 years of ATE (After the Event) insurance experience, dealing with many thousands of ATE policies and customers during that time. If you are in need of new ATE insurance capacity, or are considering a change, feel free to contact us for a discussion on what we can do for you. See below for our introducer market capacity. 

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COMMERCIAL ATE INSURANCE

A commercial ATE insurance policy indemnifies the insured against adverse legal costs and disbursements if a legal dispute is lost or discontinued.  Cover is also provided for own disbursements and these can include own counsel’s fees.

 

Most standard commercial ATE insurance policies will cover; other sides adverse costs, including solicitors fees, counsels fees, and disbursements, own sides disbursements and own sides counsels fees. Further options can be secured from some providers such as own sides costs and deeds of indemnity. 

      

CLINICAL NEGLIGENCE ATE INSURANCE 

Clinical negligence ATE Insurance is one of the limited areas where ATE insurance premiums are still recoverable by a successful claimant from an unsuccessful defendant, (usually the National Health Service). 

 

Most policies contain two parts, the recoverable part, and the non recoverable part, or the part the claimant must pay upon success.  Fortunately for clients, the non recoverable part is far less than the other, but still circa £1,000 on ave.   

MOTOR ATE INSURANCE

Motor After the Event insurance can be taken out to cover the potential legal costs and expenses in any RTA litigation.

 

Uninsured claimants could be charged various solicitor or defendant costs if their claim fails, or was abandoned or withdrawn.

 

Therefore, having suitable ATE insurance cover in place can provide peace of mind that the claimant will not have to pay costs if their claim fails. The cost of any ATE premium is only paid if the claim is won, although the premium is now deducted from damages unlike the pre LASPO days. 

NON MOTOR ATE INSURANCE - EL & PL

Non Motor After the Event insurance can be taken out to cover the potential legal costs and expenses in any EL or PL litigation.

 

Uninsured claimants could be charged various solicitor or defendant costs if their claim fails, or was abandoned or withdrawn.

 

Therefore, having suitable ATE insurance cover in place can provide peace of mind that the claimant will not have to pay costs if their claim fails. The cost of any ATE premium is only paid if the claim is won, although the premium is now deducted from damages unlike the pre LASPO days. 

PLEVIN  & MIS-SELLING ATE INSURANCE

Plevin litigation followed the PPI mis-selling scandal, and whilst new PPI claims are no longer permitted due the the FCA cut off date being passed, Plevin cases are still permitted.

 

As well as Plevin, our introducer contacts are also able to consider; SIPP's mis-selling, mortgage mis-selling, housing disrepair, Japanese knot-weed, solar panel and consumer credit cases.

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