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Phil Bellamy FCII

ATE & BTE LEI Consultant | Underwriter


07934 036768



Wraxall, Bristol
North Somerset, UK


A Bit About Me

I have now been in the Legal Expense’s Insurance (LEI) and Litigation Funding market for some 35 years, making me both a veteran of the class, and subject matter expert.

From Underwriting Clerk to Underwriting Director and business owner, I have had the fortune of holding many different and varied job roles throughout my career.

Starting out at DAS Legal Expenses Insurance back in 1988, when there was less than 50 staff in total, I progressed through the ranks from Junior Clerk to Underwriter, Senior Underwriter to Operations Manager, Group Underwriting Manager to Group ATE & Special Risks Manager, and ultimately reaching Executive Manager upon departure.

Further and ongoing education has been an important strategy of mine throughout my career, and I gained the following academic qualifications along the way.

  • Business & Finance BTEC,

  • Cert CII,

  • MSTI,

  • ACII,

  • Chartered Insurer

  • FCII, Fellow of the Chartered Insurance Institute.

  • AMInstLM


With both in depth BTE (Before the Event) and ATE (After the Event) expert knowledge, I have been asked to contribute to various market reports, research documents, and sit on numerous working party groups, including the Civil Justice Council, Ministry of Justice, Law Society, MASS, APIL, Westminster Policy Forum and I was a member of the Jackson LASPO implementation group.

I was the key claimant expert witness in the well-known Rogers v Merthyr Tydfil County Borough Council test case for ATE premium recovery (a game changer at the time) and have provided many more expert witness statements for other premium challenges along the way.

More recently, I have held the position of Underwriting Director and Board Director for both an established MGA and new start-up MGA, as well as Head of Legal Expenses & Ancillaries insurance.

Having held senior roles as both a risk taker (Insurer) and MGA (Managing General Agent) I have a unique insight into the detailed workings from both business systems perspectives.

I was also a Defined Benefit pension scheme trustee Chairman, and Non-Executive Director and Vice Chairman of the CLSB (Cost Lawyers Standard Board).



Whilst consulting I have had the opportunity of getting involved with many exciting projects such as.

  • Providing help and advice for several litigation funding projects with litigation finance companies.

  • Helping insurers and MGAs develop and scope new products and business lines.

  • Creating business plans for both new market entry and new product entry.

  • Provide underwriting guidance on commercial ATE risks.

  • Act as interim underwriter for both BTE & ATE risks.

  • Assist with capacity search for LEI risks both primary and reinsurance.

  • Explored alternative risk mitigation vehicles such as Insurance Captives & PCC's

For further information, please see the Brochure, Candidate Profile or Credentials Documents below, or contact me directly on  07934 036768 or via email to discuss your needs.


"Phil’s superior knowledge of what is a very specialised ATE market helped us to gain confidence in this complex class and moreover the breadth of knowledge in both setting up the operational aspects and then developing them”.


Mr NP MD - International Reinsurance Co.

“Phil Bellamy is one of the UK's 'go-to' guys in all matters relating to legal expenses insurance. Whilst he possesses an encyclopaedic knowledge of the subject, he is not simply an academic who can tell you 100 different ways why something cannot be done. He thinks outside of accepted conventions and devises solutions to problems which benefit both the client and the insurer. He is a rare breed among insurance professionals - someone who understands both risk and revenue."


Director - Litigation Funder.


Jan 2019 - Current

Feb 2021 - April 2023

July 2016 - Nov 2018

March  2015 - March 2016

Sept 1988 - Nov 2015

Tibbington Consulting: Managing Director | Expert ATE / BTE / Funding Consultant. Own business, providing expert consultancy services to Insurance Companies, MGA’s, Litigation Funders, Law Firms and Brokers in the LEI, ATE & BTE insurance and Litigation Funding industry

GEO Specialty: Head of Legal Expenses & Ancillaries.

Legal Protection Group LTD:  Underwriting Director, Board Director, Co-founder.

Temple Legal Protection LTD:  Underwriting Director, Board Director.

DAS Legal Expenses LTD:  Group ATE & Special Risks Manager, Group Underwriting Manager, 80e Operations Manager, ATE Underwriting Manager, Senior Underwriter, Underwriter.

Find Out More.

If you need any further information, please download our Brochure, Candidate Profile or Credentials Document.


Alternatively, just contact me on the email or phone number shown above to discuss your requirements or to request a Full CV.  

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